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Alternative Therapy

Does Health Insurance Cover Alternative Therapy?

What does the term Alternative Therapy mean? It is a variety of therapeutic or preventative health care methods that differ from standard medical practice.

Alternative therapy, also referred to as Complementary and Alternative Medicine (CAM), has become increasingly popular and accepted in today’s society.

Although popular, they still are not accepted as part of traditional medicine and therefore are for the most part not covered under most healthcare insurance plans but many are rapidly changing to include benefits for some of these services.

Some examples of alternative therapy include: homeopathy, naturopathy, acupuncture, acupressure, holistic healing, hypnosis, spiritual healing, chiropractic therapy, and herbal and vitamin therapies, among others.

If your approach to health and wellness finds these methods appealing more than traditional medicine, then alternative therapy insurance should be looked into. For the most part, these plans are offered through group health insurance, and only as a discount plan (in which you receive discounted rates for these treatments, but are responsible for the majority of the expense).

Regardless of your feelings regarding these 'alternatives' to conventional medicine, it is important to completely research and carefully evaluate all options prior to making any decision.



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