Discount health plans are supplemental plans that provide discounts on healthcare services. These plans or programs are usually described using names
such as:
Medical Discount Plans
Discount Plans
Discount Health Plans
Discount Health Coverage
If health insurance is not a possible option for you, either due to a pre-existing condition that makes you ineligible or financial limitations, discount plans may offer a way to make doctor visits, treatment, and prescriptions more affordable.
If you currently have health insurance but consistently find yourself paying costly out-of-network fees to see specialists or paying large sums for uncovered medical services, a discount plan may be an option.
Discount Health Plans are numerous but are an alternative to providing both healthcare discounts and a wide variety of additional benefits discounts on dental, vision, chiropractic, pharmacy, etc.
These plans have become popular due to the acceptance restrictions required by traditional coverage and for many the only alternative available to them.
It is important to remember this type of plan is NOT considered insurance but only provides a discounted rate for services which you are then responsible to pay.